corridor
governance platform
The Thesis
Authorization governs the gate.
Nobody governs what happens after.
Nobody governs what happens after.
Three structural gaps in every self-funded plan. Three governance layers. One portfolio for stop-loss renewal.
The Platform
cadence
"Approved once. Refilled for a year. Nobody governed the continuation."
65,234
patients
60%
review-indicated rate
$13.9M
governed spend value
25-29%
flag rate
curated
"Sent wherever. Nobody measured whether the care actually worked."
1
navigator
13
clinical areas
$0
member cost
30-day
warranty
caliber
"Processed. About to be paid. Nobody verified the claim."
4-6%
inaccuracy rate
7
verification checks
Pre-pay
verified
$416K
prevented
c
The Governance Portfolio
Three certificates. One portfolio.
An employer with all three holds documented governance evidence across specialty pharmacy, behavioral health, and billing accuracy. The stop-loss carrier sees verified claims, measured outcomes, and governed continuation. No other combination of vendors produces this.
The Founder
Joe Nalley
Six high-acuity clinical books at a Fortune 25 national payer. Oncology, MSK, CHF, maternity, autoimmune, dementia. Founded and sold ClearBill, a billing integrity platform that returned $9.2M to payers. CEO of a multi-service health system through acquisition — 200,000 patients, 13 locations.